Jessica McSorley

Breathing Space protects debtors from any action taken by creditors for up to 60 days, a welcomed reform for those who are struggling to manage their debts as they will be able to seek much needed advice without facing increased interest and charges as a...

The COVID-19 pandemic has had a huge impact on the civil justice system. Lockdown played havoc with court listings resulting in many hearings being vacated. At this time, with no alternative, virtual hearings were welcomed by parties and their...

Enforcing a County Court Judgment which has been obtained against an individual may seem to be unfeasible during the pandemic however, there are several enforcement methods which remain available to include; 1) Warrant of Execution, 2) Attachment of Earnings...

Like many other industries, the wedding industry has been hit hard by the Government restrictions which have been brought into effect to tackle COVID-19. With large gatherings being prohibited it is no surprise that there has been a significant downturn in...

If your business has been adversely affected by the restrictions brought about as a result of COVID-19 and you hold a business interruption insurance policy you may be able to make a claim in respect of your losses. The success of any such claim will depend...

The late payment of commercial invoices will have an adverse effect on creditor companies now more than ever as the pandemic has caused a strain on the economic standing of many businesses. It is vital that unpaid invoices are collected in swiftly to ensure...

If you have purchased a vehicle and later discovered faults with the vehicle your rights and remedies will very much be dependent on the status of the seller. Private Sellers You have to be careful when purchasing a vehicle...

Are the Courts open during lockdown? The Courts are still operating however, they are not open to the public. This means that you do not need to attend court unless you have been instructed to do so by the Court. Can I still file documents? You can...

A question of particular importance to anyone who was due to get married this year will be whether or not they can cancel their wedding and claim a refund. The answer to this question is very much dependent on the terms and conditions which were agreed. It...

What is a “small claim”? A small claim is essentially a claim which is or will be allocated to the small claims track. A claim will ordinarily be allocated to the small claims track if it is for a monetary sum of less than £10,000 and the...

Breathing Space is a new Government policy. The policy aims to incentivise more people to access debt advice and at an earlier stage. Those who take up debt advice will be awarded with a period of protection from enforcement action, interest and charges of...

Q. You have successfully obtained a County Court Judgment against a company however; no payment has been made to satisfy the County Court Judgment. What can you do now? A. There are several methods of enforcement available. Some of the...

Q. How do I demand payment of a business debt? A. The Practice Direction on Pre-action Conduct and Protocols requires you to send a “letter before action” in first instance which sets out your claim, and gives the company a...