Services for Business

Real Estate Finance

Advising lenders, borrowers and investors on real estate finance

Our Real Estate Finance Team provides specialist legal advice on a broad range of real estate finance transactions. We act for banks, challenger banks, building societies, specialist lenders, debt funds, developers, investors, corporate occupiers and borrowers, helping clients structure, negotiate and complete financing arrangements efficiently and with confidence.

Combining extensive expertise in real estate law, banking requirements and transaction management, we deliver pragmatic, commercially focused advice tailored to our clients' objectives. Whether acting for a lender seeking to protect its security position or a borrower securing finance for investment, acquisition or development, we work collaboratively with all parties to achieve successful outcomes.

Why lenders and borrowers choose us

Clients value our technical expertise, commercial awareness and ability to manage transactions efficiently from instruction through to completion. We work collaboratively with lenders, borrowers and their professional advisers to identify solutions and overcome potential obstacles.

By combining specialist real estate knowledge with a thorough understanding of finance transactions, our Real Estate Finance Team helps clients manage risk, achieve commercial objectives and complete transactions across a diverse range of property sectors and asset classes.

We understand the competing priorities and commercial drivers on both sides of a transaction, allowing us to provide practical advice which facilitates progress while protecting our clients' interests.

Clients appreciate our flexible approach to fee arrangements and our commitment to ensuring costs remain proportionate to transaction value.

Selected experience

  1. Advising on the refinancing of a major regional shopping centre. The transaction involved a long leasehold title restructure and an overage variation.
     
  2. Providing funding advice on the acquisition and construction of a new industrial estate in the Midlands as part of a wider brownfield regeneration initiative.
     
  3. Advising on the refinancing of a rural development site for the construction and ultimate disposal of a residential scheme. The work included negotiation of infrastructure agreements with the local council, creation of a management company and structuring the site set-up for plot sales.
     
  4. Advising on the funding of a portfolio comprising three multi-let industrial estates, four multi-let office blocks and three single industrial or office units, with mixed freehold and long leasehold tenure.
     
  5. Advising on the provision of acquisition finance for a marina, including employment law advice and a review of mooring arrangements.
     
  6. Advising in connection with the purchase and financing of a country estate held in trust which had been within the ownership of the seller for several hundred years. The transaction involved complex title and security arrangements, including additional security over two farms.

Who to contact

 

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Brian Hession
Partner

e: brian.hession@mfgsolicitors.com
t: 07384 897347

Brian is a Partner and leads the Birmingham Commercial Real Estate team. He is a highly regarded specialist with over 25 years' experience in commercial and mixed-use property investment, development, funding and leasing transactions.

Brian has particular expertise in real estate investment and financing, frequently advising lenders, borrowers, investors and developers on complex property-led transactions as well as those forming part of wider corporate deals. His recent work includes advising on the sale of a company owning 47 industrial sites, the refinancing of large multi-site portfolios across the retail and industrial sectors, and securing development finance for logistics depots in Greater London.

Nick Little
Partner

e: nick.little@mfgsolicitors.com
t: 07345 381116

Nick is a Partner in the Corporate team advising borrowers and lenders on a wide range of real estate finance transactions. He acts for banks, alternative lenders, developers, investors and corporate occupiers on acquisitions, refinancings, development finance and secured lending arrangements. Drawing on experience from both sides of the transaction, Nick provides commercially focused advice that helps clients navigate complex financing structures, manage risk and deliver successful outcomes.

 

Sarah Bradford
Partner

e: sarah.bradford@mfgsolicitors.com
t: 07384 833742

Sarah is a Commercial Real Estate Partner and leads the Commercial Real Estate team at our Black Country office based at The Waterfront, Brierley Hill.

Sarah brings a strong ability to analyse and manage complex commercial real estate finance transactions, drawing on this depth of knowledge to provide practical solutions that help clients achieve their strategic property goals. Sarah has significant experience advising lenders, borrowers, developers and investors on property and development finance matters. Her approach is proactive and commercially focused, identifying and managing risks, understanding each client's objectives and helping transactions progress efficiently to completion.